Table of Contents |
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Key Points
- Governance in Motion Bulletin - published 3rd week of every month
- Updates on
- Technologies that impact governance operations, solutions
- Governance risks, issues, challenges
- Governance legislation trends
- Domain governance opportunities, challenges, solutions, strategies,
- Governance regulations by Country
- Columns ...
- AI-based blockchain governance to remove human bias?
- trend is to introduce bias for social justice to governance now
- what's the concept for installing bias in governance?
- is there a value in a service to measure bias for any goal?
- Companies are moving to stakeholder focus vs shareholder-only focus
References
Reference_description_with_linked_URLs_______________________ | Notes______________________________________________________________ |
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https://sybal.io/ | |
m Sybal | |
m Token Economy Examples: Tokenomics | |
m Sybal concepts | |
Dispute resolution with governance - WEF study gdrv | Dispute resolution with governance - WEF study |
https://snapshot.fidelity.com/fidresearch/snapshot/landing.jhtml#/news?symbol=VZ&storyid=202102121828DOWJONESREALTIME011198& provider=DOWJONES&product=REALTIME | 100 most sustainable companies - 2020 ** stakeholder focus |
Key Concepts
Social Good organizations
Token economies
Sybal SRM - Social Responsibility Market
...
Christine
Measuring Corporate Sustainability ( 2020 )
100 most sustainable companies - 2020 **
...
100-sustainable-companies-2020-snapshot.fidelity-VZ Stock Quote amp Research.pdf
Potential Value Opportunities
Clients
NGOs - Service organizations
...
Organizations that audit or certify others
Investors
Goals??
Partners
Leverage Sybal services, tokens, governance ( of X ? )
d201222 - design notes
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--------------- tokenomics for social good goals, scope use cases references requirements - journeys, stories object model services model token economies examples, tutorials social good tokens sahoja arbitrary conversion value to fiat rules differ on mint, burn actors community manager users sponsors contributors use cases create social good projects objects accounts wallets projects services tokens token type not security - an investment utility token ? - eg dmx ad credits coin - minted, bought, sold, redeemed, burned social good measures value for product, service participation rate ( 10% increments ) validation methods for participation ??? --------------- concepts --------------- There is a greater need than ever to deliver and support social goods solutions today. They Sybal Foundation is proud to offer --------------- questions to answer --------------- what is a social good? https://www.investopedia.com/terms/s/social_good.asp what is a social good market? what are social good market examples? how can social goods be tokenized? who buys social goods? who trades social goods? who redeems social goods? how are social goods products selected? how are social goods support tracked? how does the market automate accountability and governance? benefits of Sybal platform for investors? make a real impact supporting important social goods projects & services demonstrate their commitment to social see how your investments improve the lives of others bring employees, shareholders, communities together ability to trade investments with others as opportunities arise reduction in time spent on: finding social good projects & services accounting and reporting for social investments benefits of Sybal platform for social organizations? reduction in time spent on: finding social good projects & services accounting and reporting for social investments --------------- references for managing & measuring social good --------------- socialgood wpaper https://socialgood-whitepaper.com/chapter4/ https://www.convinceandconvert.com/social-media-strategy/putting-the-social-in-social-good/ https://www.convinceandconvert.com/social-media-strategy/putting-the-social-in-social-good/ --------------- references for regulated blockchain --------------- https://www.entrepreneur.com/article/354812 Governance and Regulated Blockchain: A New Dawn in Technological Advancement L3COS impacts https://l3cos.com/society.html AutomationSimplified and faster exchange of information within governmentTransparencyFully-audited access to all informationSecurityQuantum-safe technology enforces immutability and consensusInclusivityAn ecosystem with government oversight, accessible to all Smart contracts remove the need for intermediaries like banks, brokers and lawyers because actions governed by these contracts can be automated. These fully traceable automated transactions are executed and recorded between parties in a verifiable and permanent way. Enhanced democracyEnsure every citizen’s vote and voice counts Automated taxes and benefits paymentsReduce bureaucracy and administration of taxes and the receipt of benefits Smoother border crossingsProve eligibility to cross borders with an internationally agreed ID system Consumer price reductionBy reducing compliance and processing costs, the prices for goods and services are kept lower --------------- references for token economy --------------- https://www.verywellfamily.com/create-a-token-economy-system-to-improve-child-behavior-1094888 A token economy works much the same way as the world economy. An individual earns tokens by completing tasks or displaying desired behaviors. The tokens are then exchanged for something of value to the individual (known as a backup reinforcer). social good rewards system company earns tokens for supporting social good projects, services q> how do parties trade with each other ?? s1> define social investment projects, services s2> define "rewards" for social investments s3> issue rewards for social behaviors s4> show social rewards earned on user dashboard, aggregate https://www.verywellfamily.com/problems-with-token-economy-reward-systems-1094773 tips for token system engagement t1> let parties pick rewards what are the motivations for good behavior? t2> good token record keeping - easy scoring t3> make it easy to earn tokens on a continuous basis use small airdrops based on participation rates t4> make sure the ground rules, governance is clear to all parties t5> keep reward system simple and change as needed to keep engagement |
Potential Challenges
Marketing Challenges
defining the right value propositions for the right audiences
...
creating a market for GAAS - governance as a service ( we tried the same thing at DMX for FCA lead management PII )
Product Challenges
Blockchain Product Value Life cycle
Technology and Patent Challenges
Competition Challenges
Other Data Governance Services
Others targeting similar segments or offerings
how are they funded?
where do they generate revenue?
...
what are their biases in program support?
Stellar - can support any custom token on Stellar network with high performance now
https://developers.stellar.org/docs/issuing-assets/
...
https://www.leewayhertz.com/create-token-on-stellar/
RIPL - Research Improves People's Lives
https://www.ripl.org/initiatives/
...
how RI can categorize more unemployed as "displaced workers" to increase federal funds for training saving RI funds
Libonomy - AI and Blockchain service
blockchain plus AI = autonomous consensus engine for blockchain transaction governance
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yellow paper - business use cases with potential value delivered
partnership - who provides blockchain services here?
Coin Capital, a company that helps facilitate transition from centralized to decentralized systems in this digital era. Coin Capital is regarded as being one of the world’s leading digital currency banks, hence this partnership being a major milestone for Libonomy – a newcomer to decentralized technology.
“I am excited to be helping lead the way in blockchain innovation with a project as groundbreaking as Libonomy.” – Armando Levy, owner of Coin Capital.
Candidate Solutions
Crypto Trading Marketplace & Remittances
DO YOU KNOW YOU CAN TRADE CRYPTO & ACCESS THE CHEAPEST MONEY TRANSFERS, ALL IN ONE PLACE?
With our 2-in-1 platform, you can trade significant cryptocurrencies, BTC, ETH, BCH, LTC, XRP, ERC20. You can also send money to friends and family anywhere in the world, and particularly in Africa. This comes with the lowest rates and a process that is as simple as sending an email.
...
q> what are the exchange fees? redemption fees for fiat?
competitive services, rates , market share?
Crypto Bank ?
KYC Service
Governance Bias Service
For product services
For corporate governance
For HR governance
Meetings
m201218 - token offering, web site, product - KYC service
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------------------------ ------------------------ m201218 fri ------------------------ team meeting --------------- work 1> weekly availability for calls 2> review pitch deck for presentation areas 3> concrete --------------- homework --------------- a>> draft case study format a>> public sector for example concrete remittances etc download https://app.box.com/s/6wg0lijppj946j4vo4vyiy02ua8hffg8 view only https://app.box.com/s/e3hssywl397efynfglw8yodo6huld035/file/754933924379 a>> CA use case list a>> how -- put trust to work w 3 concrete case studies a>> Sybal the value we deilver we are a service what's the problem we add value to ??? concrete w solutions today that could be improved CA use cases and current values delivered what sybal is .. the difference maker we leverage latest technologies to add value, solve tough challenges on: social good, bring communities together, inclusion, underserved, equitable ( opportunity vs results ) does AI make us different? no - we use AI does BC make us different? no - we use BC others use these technologies. What makes Sybal different is ... human-centered governance and compliance across processes how put trust to work lean in to communities our own governance model is ... our communities served community participation ( sse CA BC study team ) concrete use cases remittances, education credentials, energy credits, licenses, health certifications, consents, our operations sybal education on governance non profit free education on our topics sybal service for profit sybal bank for profit sybal foundation non profit community services identity, fin inclusion, healthcare w sybal services payoff triple bottom line social good credit system >> esg -- token system certifcation system for participation audit we conduct to maintain certifications business serving communities - stakeholders customers, employees, shareholders, govenments, communities transparency, governance, change management sybal is a social credit system for gov, business initial investor slide - call to action how do we move forward what do you expect from the investors how are we gonna put that to work --------------- --------------- governance concepts concepts examples gmm - governance maturity model https://help.tableau.com/current/blueprint/en-us/bp_governance_models.htm https://boardable.com/blog/nonprofit-governance-models/ --------------- investors 275 want pitch deck financing expected to be 12 mos for full $10M ... 0> tokenomics paper dec 1> white paper jan 2> web site ready 3> mvp stack for coin trading saft agreement for future tokens vendors offering ICOs as broker / dealers SEC registered tokens erc20 token for reservation for sybal coin charge percent for ICO raise ICO is reg D with SAFT agreement INX token case law on coins did private raise exempt from reg D public raise thru regular filings SEC > no --- initial private raisee dependent on public raise all was a public raise lean in to regulations, oversight auditors on finance, tech "poster child for regulations, governance" https://developers.stellar.org/docs/issuing-assets/ POG protocol blockchain components protocol mobile remittance, payments OCC and Wyoming on banking licenses for digital assets a> review pitch deck again spell check link to my legislation research goals g> reduce risks on bc remittance g> expand access to fin svcs everyone has seat at the table equitable access for all < can't solve all at once < quick hits that validate benefits -- portable wallets h> focus on US unbanked now for testing solutions lower fees, ids ( ssi ) a> cost of issuing ids on sovrin g> best practices, governance focus - lean in g> sybal - who we are ? baas svc q> HOW do we eliminate human traits, bias putting consumers at risk a> need specific examples a> use MAD tracking alert on data governance a> read Ethical AI - vs FB AI o> opportunity - restatement of business purpose for others is a door for us s> strategy - social impact business model ( eg air bnb etc ) k> key = right partnerships = market niche, resources, promotion g> sybal value 7cs- clear, concise, complete, concrete, considerate, cooperative q>> who else is trying to hit our goals now ??? World Bank on remittances - bc pilot now WEF - stds on bc use cases d> difference - sybal human centered for social good using AI & blockchain driving economic growth true governance on bc with regulatory compliance h> how investor return with innovation, high growth, increased profit over time (not first) q>> key use cases to start ??? government remittances ?? registrations ?? investor goals ?? a> sustainable advantage a>> show me how the moat is wide ? other baas has to rebuild their service model POG protocol ethical intelligence a>> show concrete examples simply a>> need comparative examples simple a person walks into a bar with normal license, vs ssi cred 90 second videos capabilities videos for solution approach solution impact videos for specific use cases - remittances and ?? v>> business digital banking service in US i>> can you sell it, scale it, govern it, grow it phases digitze collaborate - help other orgs deliver better service, value, gov align with others on goals, strategies innovate h>> how do we measure bias on specific use cases??? q>> how do we align with CBDCs ?? https://www.govops.ca.gov/blockchain/ https://www.govops.ca.gov/wp-content/uploads/sites/11/2020/07/BWG-Final-Report-2020-July1.pdf --------------- --------------- dr dan he - ibm ai now consultant infrastructure setup white paper hannah robertson - alexandria, va creating sybal story investor page q> who gives us feedback on investor side? works w postal service as a pm, whitepaper bc healthcare startup jim m sybal focus on blockchain solutions, technology work w fabric, indy, aries lead public sector group for hlf mobi - vid, cmdm stds presentations on ebc worked in infrastructure on IT services, apps, solutions - cfg, fidelity --------------- testing a> jm.testnet on aws a> supply chain issues... 1> availability of smart devices in adult populations 2> multi-tenant wallets 3> cloud wallets ( mediators ) and services 4> mfa |
Emails
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e201215 - update on web site, my tasks, token offering
Please do let us know what feedback you have on the items in your data room.
Additionally, I would like your feedback on the MGI Digital Identification Report located in your research folder as it relates to initial development of our ID Solution.
Initial Framing of the solution would start with KYC , which drives access to financial services on our platform, privacy and control of identifying data with a notification system of how it is used and by who, establishment of the digital trail, and efficiency within the digital ecosystem.
From there, we would move into innovating on behalf of customer to improve the aforementioned baseline and on behalf of the public and private sectors to decrease fraud, onboarding time, and exclusion expanding upon the use cases for both customer profiles.
Please let me know your thoughts as we will discuss each section of the offering during the meeting.
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Jim, We hope this note finds you well. Quick update on where we stand. This week we are scheduled for a team meeting which takes place 12/18/20 at 9:00 AM EST. We look forward to seeing you there. Hannah, our Blockchain/Developer SME continues to work on final web copy. Once approved she will begin placing copy and redesign of GUI. We expect this work to be completed before end of month. We are in the process of developing the initial tokenomics of Sybal’s protocol. This will be completed prior to end of month. Once completed, we will draft an initial white paper. We expect this to also be completed prior to end of month. These are the final items remaining prior to going live with the raise. As final stages come to completion we have decided to exercise a SAFT raise and list our coin via a regulated broker platform. We believe this approach expedites the raise and make Sybal more visible to the right type of investors. Please do let us know what feedback you have on the items in your data room. Additionally, I would like your feedback on the MGI Digital Identification Report located in your research folder as it relates to initial development of our ID Solution. Initial Framing of the solution would start with KYC , which drives access to financial services on our platform, privacy and control of identifying data with a notification system of how it is used and by who, establishment of the digital trail, and efficiency within the digital ecosystem. From there, we would move into innovating on behalf of customer to improve the aforementioned baseline and on behalf of the public and private sectors to decrease fraud, onboarding time, and exclusion expanding upon the use cases for both customer profiles. Please let me know your thoughts as we will discuss each section of the offering during the meeting. |
My response 200505
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Hi Stacy, Sorry for the delay. That's good news the model does work. I'll guess the service needs to model data by both location ( eg SF, NY or .. ) AND price ranges for those markets. A 3 BR, 2 BA home in MA would sell very quickly compared to a high end 5 BR, 5 BA home over $1M in most MA markets ( except greater Boston ). If your model allows those inputs, I expect it could be very accurate after training in a market. Cluster analysis by market ( a set of zip codes ) would show roughly what is in demand on the sales side and what is available on the supply side to do basic matching in a market. In theory, the only thing that "breaks your model" at any point are black swan events like this virus. I don't know if there would be a "factor" you could apply to the forecasts at that point or if you need a new model during that time period. I linked a few sites that provide real estate apis you can access data. Some of those I believe are free. I don't know if they have the minimum data you need on listing date & price, selling date & price etc. Thanks Jim Some Real Estate APIs that may have the listing data, sales data you need: Real Estate APIs to review https://rapidapi.com/blog/best-real-estate-apis/ https://gist.github.com/patpohler/36c731113fd113418c0806f62cbb9e30 Is there an API to access MLS data? - Quora Is there an API to access MLS data? - Quora On Thursday, April 30, 2020, 3:19:14 PM EDT, SN Laabs <snlaabs@yahoo.com> wrote: Hi Jim, Finally. :) The software expert that I worked with for years and build our multi-million dollar software. Summary: After reviewing the code, he believes the model is likely accurate. But to know 100% accuracy of code: we need to test with data in the exact parameters he hard coded into the model - against the real time it took for the houses to sell. 1. We are going to test the model with actual real estate information we pull (from a relator) to double check the accuracy. 2. Now, if the model is accurate off the data we pull, then we have a second issue, we can/need to resolve. Demarcation. The value is hard coded in at 75k, for the value. It's not 'smart', so it's unlikely that the model would translate to accuracy in price ranges of million dollars. So we would need to figure out a way to either fix that issue. Quick Brain Storming: 1. Drop down options for real estate agents to choose from in their local area, given the different price points. 2. Create a 'smart' AI component to calculate on the fly. Next Steps: Find a real estate agent who can get us data based on the current hard coded data - run the code. Check the accuracy against what 'really' happened with the house sales. |
200425 - email on creating own code
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***Biggest reason: Where is the working code that the university used to create the paper? My only guess: They don't have it. I never asked directly because I wanted to stay in good graces with the university, but this is a good explanation as to why suddenly the professor abruptly dismissed me after the student got back to him. Solution: I am getting cost to see about writing new code to predict if this is even possible. (will let you know the cost when I get it) Even if we own the code, even if some of it is open source, we have our own 'proprietary software', as you don't patent AI software. Also with us communicating with the university we don't want a legal fight. In fact, their code being flawed actually may help us (see below why). University Solution: I wrote our attorney CW for confirmation, but I believe the most politically and legal aspect is to honor the agreement. We publish the universities code on our github (a code repository), and do what we said we would do. 1. It meets our legal agreement. 2. It actually helps us (if our new code works), because most people who think they can copy the code and be direct competitors have no idea the paper is flawed and code is flawed. 3. We don't embarrass the university and get into some sort of legal conflict. *It is known the the university in earlier emails that I was creating our own code, but we found theirs more interesting. So I should easily be able to communicate that we decided to use our own code, but are sharing theirs per our license agreement. |
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