Key Points

References

Key Concepts

Understand Needs vs Wants

I NEED to get to work

I WANT a Ferrari to get to work 

Big difference there 

For NEED to get to work >> 

To fill the need, check out reliable, low-cost, easy to maintain used cars, free or affordable transportation ( ride share with a friend etc )

For WANT a Ferrari to get to work >> 

Date someone who has a Ferrari

Key Questions 

Have I paid myself first this month? ( my savings goals )

Do I need it now?

Can I afford it now?

Have I saved for this BEYOND MY NORMAL INVESTMENT SAVINGS?

Can I buy this wihout financing?

Potential Value Opportunities

Potential Challenges

Candidate Solutions

Step-by-step guide for Example

sample code block

Recommended Next Steps

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